November 2024 Cohort
The Financial Freedom Fast Track
What is it?
A 30-Day Virtual Small Group Coaching Program for ANYONE who are finally ready to be debt-free. Together, we’ll create your own financial plan including a personalized 2-year debt freedom plan!
We will meet weekly on Zoom.
Can I REALLY become debt-free?
YES, yes you can!
Look, I get it.
Your student loans are feeling too big to tackle. You resent them so much that you pretend that they don't exist.
And the interest on your credit card just seems to grow and grow.
These large numbers make you feel helpless at times.
They make you feel like you could never pay it all off, no matter how hard you work.
Well… I’m here to help you not only to pay back what you owe… but to break OUT of cycle of creating debt.
I'm Giving You The Blueprint
The step-by-step process I used to pay off over $60K of debt in two years.
This program is a great fit for you if you are:
- Accumulating or have accumulated thousands of dollars of debt from car loans, student loans and/or credit cards
- Currently have no concrete financial goals around paying off debt (although you REALLY can’t wait to be debt free)
- Constantly charging to a credit card that the interest is racking up on
- Deferring your student loan payments every chance you get
- Approaching debt repayment with an all-or-nothing mindset
- Waiting on large lump sums of money to come in to make significant one-time payments
Together, I will help you achieve:
- A mindset shift around your ability to attain debt freedom
- A step by step process for making a financial plan so you can pay off your debt in 2 years or less
- Accountability and support along this journey of debt freedom. I will help you stick to your plan!
Below, I’ve provided a detailed breakdown of the 5 Weekly Coaching Calls on Mondays at 7:00 PM EST. These calls are key for accountability, planning, strategy, support, and ultimately... your success.
Week #1: Money Mindset
Monday, November 4, 2024 at 7:00 PM EST
The very first week, I’ll help you discover and step into the mindset that is required to pay off large amounts of debt in a small amount of time. Mindset is EVERYTHING - and you won’t want to miss the gems I’ll be dropping. Get ready to say “bye” to debt and “hello” to financial freedom in your new headspace!
Week #2: Budget Mastery
Monday, November 11, 2024 at 7:00 PM EST
As the program progresses, we’ll work together to build a monthly budget. This won’t be just any budget, though… it will be one that allows you to not only pay off your bills, but save thousands (!!!) in the bank AND pay off thousands of dollars… all quicker than you thought you could!
Week #3: Savings Strategy
Monday, November 18, 2024 at 7:00 PM EST
As we near the halfway point, our focus will switch to a savings strategy that allows you to handle any financial emergency that could arise (or seize any amazing yet unexpected opportunities) without disrupting your debt freedom timeline.
Week #4: Two-Year Debt Repayment Plan
Monday, November 25, 2024 at 7:00 PM EST
This is where things get REAL. I will help you create a realistic, attainable, step-by-step repayment plan that will allow you to experience a life free of debt and financial liabilities!
And as a self-proclaimed lifestyle designer, I teach you how to do this while maintaining your current lifestyle. No scarcity mind tactics here!
Week #5: Elevated Financial Habits & Routines
Monday, December 2, 2024 at 7:00 PM EST
It’s the home stretch! Learn and implement tried-and-true tips and tricks that have helped me personally stay the course and pay off over $60K in less than two years.
In addition to these weekly coaching calls, you get access to all of the below features as part of the 30-day group coaching program:
- The Financial Freedom Fast Track Workbook- a specifically curated document so that you can create a winning financial plan that will see you through to debt freedom.
- Access to the Small Accountability Partner Groups
Beverly's Experience with The Financial Freedom Fast Track
1000 Families of Color Inc.
Program Sponsor
1000 Families of Color, Inc. formed in 2021 as a local nonprofit. This is a 3-year pilot program envisioned by local realtors who desire to see more families become homeowners. By serving as CONNECTORS to the many educational opportunities and financial resources available within our community we will mastermind with local realtors, lenders, churches, nonprofits and other professional service providers to help to address the expanding wealth gap in our communities.
According to the 2021 State of Housing in Black America study conducted by the National Association of Real Estate Brokers and the 2021 Snapshot of Race and Home Buying in America conducted by the National Association of Realtors:
"According to the Federal Reserve the net worth of a homeowner was 40 times higher than that of a renter. Homeowners $255K while a renter’s was $6.3K as of 2019.
There are sizable differences in homeownership rates across racial groups, with minority families lagging well behind the national average. As homeownership contributes to wealth accumulation this impacts family net worth. In the US a typical White family has an average net worth 8 times greater than that of a Black family. $188K to $24K in 2019."
Owning a home is associated with better educational performance in children, higher participation in civic and volunteer activity, better health care outcomes, and lower crime rates in communities.
Tara Jones-Williamson
Program Facilitator
Hi, I’m Tara Jones-Williamson, founder of Your Pretty Pennies, financial success coach and “brand new me, who’s this” lifestyle designer for Black millennial women who want to upgrade their financials and afford their dream lifestyles.
You see, back in 2012, my finances were a hot mess.
I was broke, saddled with thousands of dollars in credit card debt, in college and a single mother with a single income.
That is until I decided to become the master of my finances and get educated about what it truly takes to become financially free.
Through trial and error, I paid off nearly $60K in debt in less than 2 years.
And now I want to help you do the same, except so much faster. I’m all about helping you prioritize your financial goals and getting you on track to debt freedom.
And inside this 30-day small group coaching program, we will do just that!
You can become financially free. I know debt can seem too overwhelming, or too big to tackle at times, but the first step is taking one small action. One small step forward.
After that, it’s all about support, momentum, and accountability. With The Financial Freedom Fast Track, you get access to all of the above, and can begin your journey towards a debt-free life. It all starts with a single step, and a single choice.
I look forward to you joining in on the financially free journey, and to speaking with you more to see if this is the right choice for you.